Location (Bengaluru & Jaipur)

We are now looking for a Senior Software Engineer that has a true passion for coding and building products, to join our agile working environment and a friendly team that has a strong passion for transforming fintech. Your work will include implementing backend and frontend tasks, helping & coaching our frontend and backend developers, defining the architecture of the platform, and leading the engineering together with the CTO. You also will work closely with the UI/UX designers and researchers in the team. Drive the vision, strategy, team, and product. Have a big impact on the direction of the company.

The Job

• With our rapid growth, we are now looking for senior full-stack developers who have a true passion for coding and building products, to join our agile working environment and a friendly team.
• You will be working in sync with product management and design on large-scale fintech problems which define an industry. You will have the opportunity to build products ground up and have a massive impact on the future of the company.
• Building applications that will scale up! Working towards engineering systems that support 10,000 transactions per second!
• Developing features/products based on a given set of requirements and design.
• Troubleshooting and debugging to optimize performance.
• Participating in engineering processes including code reviews, peer reviews, etc.

The Ideal Profile

• You possess a degree in Computer Science/ Engineering and have at least 3 years of experience with PHP MVC frameworks. Experience in Laravel/Lumen is a plus.
• You are proficient in new-age front-end technologies and database.
• You have good knowledge of RESTful APIs and Services and writing API’s.
• You also possess good knowledge of web security implementations, NoSQL, Python, GIT/SVN management.
• You can analyze log files and events, ELK, etc would be a plus.
• Knowledge of AWS/Google Cloud would be a plus.
• You are passionate about the intersection of technology and creativity.
• You are a strong team player and enjoy coaching people and building a good team culture around you.
• You’re a “generalist” and can independently learn about new areas.
• You like to identify and then solve complex tasks with simple solutions.

Apply Now

Do You Have the Right Stuff?

• Product at twid is responsible for leading the teams that develop new products and features that improve the lives of our customers. You’ll work with teammates in data, design, engineering, marketing, operations, finance, and research to bring ideas to life and achieve our goals.
• This role is based in our Bangalore, India offices.
• You are not expected to have experience with all listed requirements. If you feel passionately about twid’s mission, vision and values, please apply.

Within 1 month, you will:

• Hit the ground running. You’ll build strong, collaborative relationships across engineering, design, compliance, research, and our third-party partners and work with each group to ensure our vision, products, and progress are well understood
• Become familiar with our targets, strategy, and vision
• Start leading a cross-functional team to define new features & product specs, establish milestones, and direct the development, implementation, and evolution of new features

Within 3 months, you will:

• Develop written requirements, define success metrics, and associated use-cases for new projects; shepherd projects from ideation to release; analyse performance; and iterate until we get things right
• Research, troubleshoot, diagnose, recommend solutions, and solve increasingly complex business and technical problems that drive revenue and deliver results
• Drive progress against our multi-year roadmap and ensure we’re doing the right things for the long-term

Within 6 months, you will:

• Establish deep understanding of user behaviours and competitor landscape
• Develop a systematic approach to experimenting, measuring and learning, with high velocity
• Hold your team responsible for meeting OKRs; help remove obstacles from their path

What you will bring to twid:

• Natural ability to make stuff happen around you through influence. You handle chaos, ambiguity and complexity, in a detailed, organized way
• 4+ years of consumer-facing product management experience
• Strong leadership, teamwork, and collaboration skills
• Clear, concise, and thorough written and oral communication skills
• Excellent problem solving, analytical, strategic, and decision-making abilities
• Goal-oriented. You’ll do what it takes to get the job done
• You can make the trade-offs required to ship quickly without compromising quality
• General management / P&L ownership / experience starting or scaling a successful startup is a plus

Apply Now

Do You Have the Right Stuff?

As Payment Products Manager, you will be defining the way consumers will make payments using digital currencies, innovate for and with consumers. By virtue of this role, you will be leading the company’s growth by building and delivering innovative offerings in the market along with Merchants. You would be also responsible for maximising the potential of our new product launches through Go-to-market planning, marketing as well as execution.

What you will do as Payments Product Manager

• Lead Product Growth: Re-create the consumer journey of Points + Pay and create new industry benchmark with success rates. Lead Issuers and Acquirer products along with reporting, analytics, reconciliation, settlement tools.
• Go-Live: Own the end to end product go-live and work closely with business teams, merchant partners and technology teams.
• Product Innovation: Launch new innovative Payment methods for customers that throttle customer delight and set new benchmark. Be on top of the voice of customer as well as the happenings in the competitive landscape and the industry as a whole.
• Product Marketing Strategy: Work with Business and account management team to define and run campaigns for popularizing and generating demand of “Pay with Rewards” at online and app based merchants.
• Go-to-Market: Devise a go-to-market strategy and execute this to perception alongside your cross-functional peers to successfully drive a given product launch into General Availability with the maximum possible impact. Be the internal and external authority and advocate for your given area of focus

What are we looking for?

• 3+ Years of relevant Product Management, development and marketing experience.
• Very strong knowledge, expertise and hold on Digital Payments, Merchant Solutions, Loyalty Programs, Consumer Product Development
• A natural storyteller. Have strong empathy for users and is able to effectively communicate and engage with your audience—across technology and business.
• You are curious about metrics, execution processes, macro trends
• ‘Can do’ attitude and comfort with working in fast paced, unstructured start-up environment.
• Outstanding product skills – including product management, development and marketing. Energetic self-starter with the ability to work independently in a competitive and fast-paced environment
• Instinctive ability to connect with potential partners, customers and deliver customer-driven innovation based on understanding of unique customer needs and to define the desired end-to-end customer experience.
• Ability to synthesize learnings, to draw relevant insights and to think strategically to ensure right things get prioritized and acted upon by the team.
• High degree of flexibility and adaptability to evolve one’s role based on changing project needs.
• Facilitative leadership and interpersonal skills to quickly gain shared vision externally and internally to move things forward under strict timelines.
• Education: Relevant post-graduate degree (e.g., MBA) from a top school in India (e.g. ISB / IIM) preferred

Apply Now

Do You Have the Right Stuff ?

• Strong bias for action - At Twid we work at a very fast pace
• 5+ years of experience in Business Development and Hunting roles
• Prior experience in Payment / Fintech industry
• Excellent communication with leadership mentos
• Entrepreneurial bent of mind to understand our vision and mission and hustle to achieve the milestones
• MBA from a Premium B-school (IIM, ISB, XLRI, FMS, MDI, SP Jain, NMIMS, SIBM) preferred

Responsibilities

• Lead Business Development and outreach activity with top merchants in online category
• Lead initiatives of rewards and payments at CXOs and manage the relationship.
• Lead relationship and Business Development with existing Acquirer partners and their Account Managers to on-board and engage online merchants.
• Manage P&L and teams of Key Account Managers for growth initiative
• Create a knowledge pool and participate in leadership discussion for product improvements and modifications.
• Solution new products in rewards and payments with leadership team and leading merchant CXOs.

Apply Now

Do You Have the Right Stuff ?

• A Technology Leader with experience in payment systems, who can create a culture to enable technology as a catalyst for solving business & customer problems.
• Hands-on with technology stack (PhP, Java, is a must. Exposure to new scaling technologies) and tools used by the team and can lead by example. Lead tech-stack/infrastructure modernisation of internet scale systems, applications and services
• Exposure to services monitoring and tools. SLA uptime for integrations
• Should have first hand experience in building products ground up for 0 to 1 and 1 to 10
• Strong people management skills and proven capabilities to mentor the team
• Ability to manage and meet all milestones and deadlines
• Challenging business & product on outcomes, channelise feedback into execution and be accountable for engineering outputs
• Responsible for all stakeholder management including but not limited to business, product, operations and clients/vendors

Responsibilities

• Proven skills developing simple to complex products and experience in implementing large-scale distributed systems with high TPS
• Practical experience and ability to drive design and architecture led discussions
• Extensive cloud deployment experience and performance engineering, agile development
• BTech, MTech, or PhD in Computer Science or a related technical discipline (or equivalent).
• 8+ years of software development experience and 3+ years in leading teams
• Excellent verbal and written communication skills.
• Past experience with Payments startups and fast paced environments is an added advantage

Apply Now

Responsibilties :

• Lead Online and offline top merchants.
• Lead initiatives of rewards and payments at CXOs and manage the relationship.
• Lead relationship and Business Development with existing Acquirer partners and their Account Managers to on-board and engage online & offline merchants.
• Manage P&L and teams of Key Account Managers for growth initiative
• Product and consulting skills for growth of existing merchants.
• Solution new products in rewards and payments with leadership team and leading merchant CXOs.
• Data driven approach for campaigning and upselling .

What are we looking for?

• 4 + years of experience in Business Development ,Hunting roles and Key accounts management role.
• Prior experience in Payment or FinTech industry.
• MBA from Top Tier colleges only - IIMs, ISB, XLRI, FMS, MDI, IMT, SP Jain, NMIMS, SIBM.

Apply Now

Responsibilities:

• Design ground up and Build sophisticated and highly scalable apps using Flutter.
• Translate and Build the designs into high quality responsive UI code.
• Write efficient queries for core Data.
• Use of Model-View-Controller (MVC) and Model-View-View Model-Controller (MVVM) architecture and developing maintainable, testable and functional software that meets product requirements.
• Resolve any problems existing in the system and suggest and add new features in the complete system.
• Follow the best practices while developing the app and experience in making it go live on android and ios
• Use CI/CD for smooth deployment.
• Document the project and code efficiently.
• Manage the code and project on Git in order to keep in sync with other team members and managers.
• Suggest new features and/or enhancements.
• Maintaining software through product life cycle including design, development, verification and bug fixes.
• Write tests for the App.
• Knowledge of different state management libraries like BloC, GetX, Provider will be a plus point.

Qualifications & Experience

• Start-up zeal, and high ability to roll up the sleeves and execute is a must.
• Experience in development of Android/iOS applications and have deployed them on Google Play/App Store.
• 3+ years experience in mobile app development.
• In depth understanding of front end languages like HTML, CSS3 and JavaScript.
• In depth understanding of Object Oriented programming languages like Java and C++.
• Familiarity using version control tools like Git, Subversion etc. and IDEs like Android Studio, VS Code etc.
• Understanding of the Agile Software Development Life Cycle and being exposed to Scrum projects.
• Knowledge of Dart programming language, Rest APIs and integration of various APIs from third parties.
• Comfortable using test cases for debugging code, enhancing performance and reliability.

Why Twid ?

• Newest payment instrument in the country
• Strong opportunities to progress your career- exposure to work closely with all departments in the company
• Attractive Salary & Benefits
• Backed by Beenext and Sequoia

Apply Now

Responsibilities:

• We are looking for a payment partnership, marketing and solutioning professional to join our Rewards Issuer team. This role will be to drive solutioning, on-boarding and go-live execution for prospective loyalty partners, and drive go-to-market execution and growth for existing loyalty partners.
• The successful candidate for this high impact role will be a self-starter with a passion for independent, creative problem-solving, have proven data analysis skills, show strong ownership and commitment, have proven leadership experience in solutioning, delivering and managing large projects



1. New partnerships:

• Identify, create prospects and on-board rewards issuers in banking, fintechs, travel, loyalty solution providers and channel loyalty etc
• Understand the prospect’s program level and financial key objectives and accordingly build partnership use-cases by leveraging the twid network.
• Commercial negotiations, development and delivery of the complete project plan to take Rewards Issuer go-live, followed by monitoring partnership objectives
• Build relationships with key decision making stakeholders within each of our targeted prospects including senior business leaders in bank products, loyalty, marketing, technology including C-Suite prospects in each of those disciplines
• Using knowledge gained through prospect discussions & high level loyalty industry understanding, recommend appropriate enhancements to our service offerings, work with the product owners to ensure what we learn is mapped to our product development pipeline



2. Business Growth:

• Managing growth and identifying opportunities with existing partners and also working with internal cross functional team to build new solutions according to opportunity.
• Solutioning with leading existing and new issuers in bank, loyalty, marketing companies from design to execute new products, campaigns from end to end.
• Own the growth numbers with creative solutions, campaigning.
• Provide regular reporting in the success measures of the business and makes on-going recommendations for new/changes
• Act as a role model by creating an agile, change-adept culture, responding resourcefully to new demands, priorities, challenges or obstacles

Requirement :-

• You have an MBA from a premium institute and have at least 5-8 years of relevant business experience working with Payments, Loyalty, banking or financial institutions
• Relevant experience involves – payment partnerships, loyalty, rewards, fintech experience in managing banking, fintechs and related partners.

If you're passionate about bringing innovative products to consumers, thrive between analytical and creative projects, solid interpersonal skills and embrace a fast-paced & dynamic environment, we’re thrilled to meet you!

Apply Now

Responsibilities:

• We are looking for a payment partnership, marketing and solutioning professional to join our Rewards Issuer team. This role will be to drive solutioning, on-boarding and go-live execution for prospective loyalty partners, and drive go-to-market execution and growth for existing loyalty partners.
• The successful candidate for this high impact role will be a self-starter with a passion for independent, creative problem-solving, have proven data analysis skills, show strong ownership and commitment, have proven leadership experience in solutioning, delivering and managing large projects



1. New partnerships:

• Identify, create prospects and on-board rewards issuers in banking, fintechs, travel, loyalty solution providers and channel loyalty etc
• Understand the prospect’s program level and financial key objectives and accordingly build partnership use-cases by leveraging the twid network.
• Commercial negotiations, development and delivery of the complete project plan to take Rewards Issuer go-live, followed by monitoring partnership objectives
• Build relationships with key decision making stakeholders within each of our targeted prospects including senior business leaders in bank products, loyalty, marketing, technology including C-Suite prospects in each of those disciplines
• Using knowledge gained through prospect discussions & high level loyalty industry understanding, recommend appropriate enhancements to our service offerings, work with the product owners to ensure what we learn is mapped to our product development pipeline



2. Business Growth:

• Managing growth and identifying opportunities with existing partners and also working with internal cross functional team to build new solutions according to opportunity.
• Solutioning with leading existing and new issuers in bank, loyalty, marketing companies from design to execute new products, campaigns from end to end.
• Own the growth numbers with creative solutions, campaigning.
• Provide regular reporting in the success measures of the business and makes on-going recommendations for new/changes
• Act as a role model by creating an agile, change-adept culture, responding resourcefully to new demands, priorities, challenges or obstacles

Requirement :-

• You have an MBA from a premium institute and have at least 5-8 years of relevant business experience working with Payments, Loyalty, banking or financial institutions
• Relevant experience involves – payment partnerships, loyalty, rewards, fintech experience in managing banking, fintechs and related partners.

If you're passionate about bringing innovative products to consumers, thrive between analytical and creative projects, solid interpersonal skills and embrace a fast-paced & dynamic environment, we’re thrilled to meet you!

Apply Now

Within 1 month, you will:

• Become familiar with our targets, strategy, and vision.
• Identify trends and opportunities for growth through analysis of complex data sets.
• Develop, implement, and maintain analytic systems, taking complicated problems and building simple analytic frameworks.

Within 3 months, you will:

• Create best-practice reports based on data mining, analysis, and visualization.
• own end-to-end business problems and metrics, build and implement ML solutions using cutting-edge technology.
• Proactively analyze data to answer key questions from stakeholders or out of self-initiated curiosity with an eye for what drives business performance, investigating and communicating areas for improvement in efficiency and productivity

What you will bring to twid:

• 2+ years of experience as a data analyst
• Experience in data extraction, analysis, and visualization tools such as SQL, Python, and R.
• Proven analytic skills, including mining, evaluation, analysis, and visualization.
• Technical writing experience in relevant areas, including queries, reports, and presentations.
• Clear, concise, and thorough written and oral communication skills.
• General management / P&L ownership/experience starting or scaling a successful startup is a plus

What we offer:

• Competitive salary and stock options
• A comprehensive health benefits package to meet the needs of you and your family
• Flexible paid time off
• Numerous career possibilities that allow you to grow with twid
• Talented and motivated team members who care deeply about one another, our mission and our customers.
• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

Mission:

• With epitome of trust, courage and resilience we aim to build payments rewarding for the millennials and gen z. Beginning with savings, help our customers take better financial decisions.

Values:

1. Make right choices
2. Lead with heart
3. Make bold decisions
4. Always build trust and live upto it
5. Never stop growing exponentially
6. Find a way

Apply Now

Role

• We are looking for a User Growth Marketing Leader for accelerating the core growth metrics and user numbers. If you are passionate about payments, rewards, mobile / web apps with a penchant towards marketing campaigns, love extreme attention to content & design detail and care about how your work impacts millions of users daily, we want you.

Responsibilities:

• Drive/Execute full stack Data driven Growth marketing campaigns for our “Pay with Rewards” platform, focused on key metrics in terms of Precision Planning, Data Decisions, Transaction Growth, New User Growth, Repeat User Growth, Wallet Share and Revenue management.
• Should be responsible for driving the User Growth, Revenue Growth, Retention, and Engagement of the Platform on a day-to-day basis.
• Deploy successful marketing campaigns and take ownership right from ideation to implementation
• Segment customer base on various transactional / behavioural features & design effective 'reach out' programs for them in the form of these marketing campaigns.
• Manage end-to-end consumer lifecycle management for the business vertical.
• Responsible for driving the entire marketing funnel from Acquisition to Retention using various digital marketing channels.
• Monitor customer funnel & identify new levers of growth and apply them to the business.
• Suggest new features/product innovations whenever necessary basis understanding of consumer behaviour.

Requirements

• Bachelor's degree in engineering or related field from reputed colleges.
• Should have minimum 3-5 years of relevant experience in Consumer internet industry out of which at least 3+ years in similar roles across Growth/Product Marketing.
• Must be data driven with strong problem solving and analytical skills.
• High degree of ownership in taking things to completion.
• Ability to multitask and work on diverse range of requirements.
• Excellent communication skills with ability to handle complex negotiations.
• Prior experience in consumer tech industry is a plus.

This role is based in our Bangalore, India offices.

What we offer:

• Competitive salary and stock options
• A comprehensive health benefits package to meet the needs of you and your family.
• Flexible paid time off
• Numerous career possibilities that allow you to grow with twid
• Talented and motivated team members who care deeply about one another, our mission and our customers.
• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

Mission

• With epitome of trust, courage and resilience we aim to build payments rewarding for the millennials and gen z. Beginning with savings, help our customers take better financial decisions.

Values:

1. Make right choices
2. Lead with heart
3. Make bold decisions
4. Always build trust and live upto it
5. Never stop growing exponentially
6. Find a way

Apply Now