Terms & Conditions

Vi × Twid

These Terms & Conditions govern the Vi Stars Loyalty Program on Vi, managed by Twid. Please read them carefully before participating in the Program.

1. Definitions
  • "Vi" refers to Vodafone Idea Limited, including its affiliates, successors, and assigns.

  • "Twid" refers to the program management partner operating the loyalty infrastructure.

  • "Program" means the Vi Stars Loyalty Program.

  • "User" / "Member" means a Vi customer enrolled in the Program.

  • "Vi Stars" means the reward points issued under the Program.

  • "Vi Stars Account" means the account where a User’s Vi Stars are accumulated and redeemed.

  • "Transaction" means any eligible payment or activity on Vi or partner platforms.

  • "Earn" means accumulation of Vi Stars.

  • "Burn" / "Redemption" means utilisation of Vi Stars.

  • "Partner" means third-party merchants available for redemption.

  • "Platform" means Vi app, website, or partner interfaces.

2. General Conditions
  • Participation in the Program is voluntary. By participating, the User agrees to these Terms.

  • Vi and Twid reserve the right to modify, suspend, or terminate the Program at any time without prior notice.

  • Vi Stars are non-transferable, non-refundable, and cannot be exchanged for cash.

  • The Program is managed by Twid in association with Vi.

  • Ownership of Vi Stars rests solely with Vi and Twid.

  • Vi is not responsible for partner service failures, technical issues, or delays in earning/redemption.

  • Partner services are governed by their respective terms and conditions.

3. Enrolment
  • Users must be at least 18 years old and provide accurate details.

  • Enrolment may be automatic via the Vi app, transaction journeys, or partner integrations.

  • Vi or Twid may approve, reject, or suspend accounts at its discretion.

4. Earning of Vi Stars

Users can earn Vi Stars on eligible transactions through the Vi platform using Twid:

  • 2% of bill value on the first transaction under the campaign

  • 2% (boosted) on the third transaction

  • 1% on all subsequent transactions

  • Applicable only on transactions with a minimum bill value of ₹199

Vi may introduce additional earning boosters or promotional offers from time to time.

5. Conversion Ratio
  • Earn: ₹1 = 10 Vi Stars

  • Burn: 10 VI Stars = ₹1

No fractional points will be issued.

6. Redemption of Vi Stars
  • On Vi Platform Users may redeem up to 100% of the transaction value using Vi Stars

On Partner Platforms

  • Redemption is allowed only on non-competing merchants.

  • Users can redeem up to 5% of total earned Vi Stars externally.

  • Redemption availability may vary by partner.

  • Vi Stars may be automatically applied to eligible transactions.

7. Partner Ecosystem
  • Redemption may be enabled through Twid-integrated partners.

  • Vi reserves the right to add, remove, or modify partners and categories.

  • Vi is not liable for partner product/service quality or delivery issues.

8. Credit, Validity & Expiry
  • Vi Stars will be credited instantly to a qualifying transaction.

  • Vi Stars are valid for 90 days from the date of accrual.

  • Expired points will lapse automatically and cannot be reinstated.

  • Vi or Twid may introduce additional expiry or dormancy rules.

9. Fraud & Misuse

In cases of suspected fraud, abuse, or system manipulation, Vi and Twid reserve the right to:

  • Reverse earned points

  • Cancel transactions

  • Suspend or terminate user accounts

10. Account & Data Usage
  • Users consent to data collection, behavioural tracking, and personalised communication.

  • Communication channels may include WhatsApp, SMS, Email, and App notifications.

11. Termination
  • Vi may terminate the Program or a User's participation at its discretion.

  • Upon termination, accumulated Vi Stars may expire immediately or within a specified timeframe.

12. Limitation of Liability

Vi shall not be liable for

  • Indirect or consequential losses

  • Partner-related issues

  • System downtime or technical failures

13. Governing Law

These Terms shall be governed by the laws of India, subject to the jurisdiction of Indian courts.

14. Communication & Marketing Consent

Users agree to receive promotional communications, behavioural nudges, and lifecycle messaging related to the Program.

15. Customer Support

For queries, support, or grievances, users may contact: support@twidpay.com

16. Program Ownership

This Program is managed by Twid in association with Vodafone Idea Limited (Vi).

Build on the AI Incentive

Commerce Network.

TWID helps banks, UPI platforms and brands drive

more sales with AI-powered incentives at checkout.

Ask AI about TWID

© 2026 TWID. All rights reserved.

Crafted in India 🇮🇳 for the world.

That's What I Do

Build on the AI Incentive

Commerce Network.

TWID helps banks, UPI platforms and brands drive

more sales with AI-powered incentives at checkout.

Ask AI about TWID

© 2026 TWID. All rights reserved.

Crafted in India 🇮🇳 for the world.

That's What I Do

Build on the AI Incentive

Commerce Network.

TWID helps banks, UPI platforms and brands drive more sales with AI-powered incentives at checkout.

Ask AI about TWID

© 2026 TWID. All rights reserved.

Crafted in India 🇮🇳 for the world.

That's What I Do